Our Services | Abraham Joseph – SEBI Registered Fee-Only Advisor

We offer end-to-end, fee-only investment advisory services designed to align your financial decisions with your long-term goals and personal values. Our approach is structured, personalized, and rooted in regulatory compliance. Each step is tailored to ensure clarity, suitability, and efficiency in your wealth-building journey.

Our services include:

Value-Centered Planning: Understanding the values you prioritize and identifying what matters most to you—your unique investment goals.
Customized Investment Strategy: Preparation of an Investment Policy Statement and Asset Allocation Plan based on your financial objectives and risk tolerance.
Execution Support: Ongoing assistance in implementing your investment plan through informed buying, holding, switching, or selling of securities.

Note: At present, our services are limited to securities regulated by the Securities and Exchange Board of India (SEBI).

Onboarding -
Building Your Financial Blueprint

1. Initial Consultation & Agreement:

Understanding your initial needs and discussing our service agreement and fee structure.
Decision Point: Client agrees to enter agreement.

2. KYC & Risk Profiling:

Completing essential regulatory requirements (Know Your Customer).
Assessing your unique risk tolerance and investment comfort level.

3. Insight into Client Goals & Financial Situation:

In-depth discussion to understand your short-term and long-term financial goals, current assets, liabilities, and income, expenditure and savings.

4. Investment Policy Statement (IPS) Creation:

Crafting a personalized document linking your financial situation, suitability criteria, and investment objectives.
Client Email Approval Required. (We revise until you're fully satisfied!)

Risk assessment for personalized investment plans

Ongoing Activities -
Nurturing Your Investments

1. Preparation of Investment Proposal:

Developing a strategic investment proposal aligned with your IPS and current market conditions.
Proposal Approved by Client via Email. (We refine until it meets your vision!)

2. Assistance in Investment Proposal Execution:

Guiding you through the practical steps of implementing the approved investment plan.

3. Regular Reporting:

Providing transparent, timely reports on your portfolio asset allocation, and market developments.

4. Review and Feedback Sessions:

Scheduled meetings to review your portfolio, discuss any life changes, and gather your feedback.

5. Value Enhancement & Adaptability:

Proactively seeking opportunities for portfolio optimization and making adjustments based on market shifts or your evolving needs.
Key Loop: This feeds back into proposal preparation if significant changes are needed for the next cycle.

Our Commitment

Your Trust, Our Priority

Client Approval: Every critical step, from your Investment Policy Statement to proposed investments, requires your explicit email approval. This ensures you're always in control and fully informed.
Continuous Engagement: Our service doesn't end after investment. We're committed to ongoing reviews, reporting, and adapting to your changing financial landscape.
Goal-Oriented: Everything we do is anchored in achieving your unique financial objectives.

Our Client centric Approach

How We Partner With You for Financial Success

We believe in a transparent and structured approach to wealth creation.
Our service model ensures you're well-informed and actively involved at every step, from initial goal setting to ongoing portfolio management.

Our process is designed for your clarity and confidence.

Services

Onboarding - Building Your Financial Blueprint